After your initial consultation with our experienced Orange County bankruptcy attorney, we will ask that you provide us with information related to credit card debt, any lawsuits, judgments, foreclosures or repossessions, tax liens or potential liens, student loans, information about your assets, i.e. homes, properties, cars, jewelry, cash, and insurance policies. After gathering and analyzing this information our Orange County and Los Angeles bankruptcy attorneys, they will be able to advise you on the best course of action for you and your particular situation.
If its determined that you qualify for Chapter 7 bankruptcy and that is the decision you have made our Irvine bankruptcy attroneys then prepare a Petition for bankruptcy which will need to be reviewed and approved by you. If everything is correct we will then file the petition wit the bankruptcy court. Those who qualify for www.criminaldefenseteamusa.com (we will be able to advise you if you do or not), our experienced Irvine Chapter 13 bankruptcy attorneys will prepare a Chapter 13 plan as part of the Petition; this plan will set forth a monthly payment scheduled to be distributed to your creditors over a period of time.
Once the Petition is filed a bankruptcy trustee will be assigned to your case. After filing of the petition your creditors must stop harassing you! Any contact from them can be referred to your orange county and Irvine bankruptcy attorney. Filing a Bankruptcy Petition will stop: lawsuits, foreclosures, garnishments and attachments.
Next, the bankruptcy court will set a date for a creditors’ meeting, and will notify all creditors listed on our schedules. This meeting will usually take place between one month to three months after filing. Although creditors can attend these meetings the length is generally very short and our Orange County bankruptcy attorneys will be there with you the entire time.
For those filing for protection under Chapter the Trustee will review the proposed plan to make sure its feasible. After that a confirmation hearing is held a few weeks later wherein the Judge assigned to your case will determine whether to approve your plan or not. Once again our Riverside bankruptcy attorneys will be present at the hearing. If approved, you or your employer will have or make payments as stated in the Plan. The Court will issue a discharge once you have made all the payments called for in the Plan.
Chapter 7 cases don’t have the Plan approval hearing and are usually discharged after approximately four to six months. You will receive a Notice of Discharge from the Court which means that all of the debts listed and qualified are forever released.. After discharge, creditors are prohibited forever from collecting these discharged debts.
HOW MUCH WILL MY BANKRUPTCY COST?
Please contact us to receive a free consultation concerning your case.
Chapter 7 $335.00
Chapter 13 $310.00
Chapter 7 $260.00
Chapter 13 $235.00
Chapter 7 to Chapter 13 None
Chapter 13 to Chapter 7 $25.00
Schedules "D," "E," or "F" $30.00
Master Mailing List (exceptions listed in "Miscellaneous Fee Schedule") $30.00
Motion to Compel Abandonment of Property $176.00
Motion to Terminate, Annul, Modify, or Condition of the Automatic Stay $176.00
Motion to Withdraw Reference $176.00
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
If you need to consult with an experienced criminal defense attorney visit our sister firm’s site at www.criminaldefenseteamusa.com.